Biashara Factors Ltd provides financial solutions.

Growing companies with working capital needs count on Capital Business Credit for factoring, credit protection, accounts receivable collection services, asset-based lending, supply chain finance and other specialized lending services.

Whether your focus is on immediate cash, having the working capital to support future growth, and/or eliminating your customer credit risk, Capital Business Credit gives you the choices you need to make the right moves at the right time, anywhere in the world. Capital Business Credit is the fourth largest factoring firm in the industry and the largest privately held full service factoring company in the Kenya.

Who Do We Serve?

Whether your business is emerging, enjoying high growth or rebounding from past challenges, Capital Factors has programs to help you reach your goals. Through our wide range of products and services, you can benefit from customized lending programs that best fit the evolving needs of your company.

As one of the most time-tested names in factoring, Biashara Factors ltd helps companies grow by focusing less on your financial condition than a conventional bank and more on the quality of your accounts receivable. We specialize in releasing the cash tied up in your accounts receivable, through Invoice Factoring. By concentrating on your ability to generate accounts receivable, we give you freedom to concentrate on growing your business. In certain situations, we can lend on your other corporate assets as well.

Emerging Businesses and Start-ups
Emerging businesses and start-ups often find themselves restricted from conventional bank lines of credit due to unproven track records. Even companies with years of growth often find conventional banks hesitant to provide full support, offering instead a small, inadequate line to “see how things go.” Capital Factors is different. Our clients range from start-ups to well-established businesses, many of which were previously turned down by conventional banks due to a lack of history. Capital’s funding options helped make the dreams of these business owners come true by providing the cash flow support needed to grab opportunities to grow their businesses. Let us help you, too, to seize the moment and realize your growth goals.

High-Growth
High growth businesses have the products or services everyone desires, but may lack the capital and cash flow to support growth. Even if you’ve invented “a better mousetrap,” meeting the demand can be a big hardship without sufficient cash flow. Capital can help by factoring your accounts receivable and release the tied up cash. Use the funds to buy inventory, make payroll, pay vendors, obtain better terms, and line up the resources you need to move more of your product and services to market. Unlike fixed lines of credit, Capital will not limit your availability due to your growth, and we will not wait until your next year-end statement is available to make a decision. When you need cash flow support now, next year may be too little, too late.

As your business grows, so does your accounts receivable and your need for cash flow. Capital Factors will keep pace with your growth. We base our decisions on your most recent available information, not information that is months down the road.

Past-Problems?
Your business may have something in its past that makes it difficult to meet bank requirements. Often times, conventional banks will decline your business because of a bankruptcy, poor personal credit, or losses you’ve incurred. Capital Factors looks beyond the negatives to develop a program that will keep your business growing. Your confirmed orders and invoices with your customers may be all we need to help release the cash tied up in your receivables.

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