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Invoice Discounting
We finance 80% of the invoice amount creating working capital for the supplier.

Payroll Financing
This product is for clients with employment contracts with approved institution.

LPO Financing
This product is for pre-existing clients who have valid LPOs from approved buyers.

With over 6 years experience in factoring, Biashara Factors Ltd was incorporated in 2009 under the Companies Act Cap.486 Laws of Kenya.

We endeavor to address the suppliers’ cash flow constraint so as to take advantage of market opportunities accessible through mass marketing channels.

The Factoring service or short term and flexible financing is an arrangement where we as a financial institution or Factoring house pays cash to suppliers’ against accepted receivables/invoices to reputable and credit worthy customers whose purchasing practices include credit periods that SME’s cannot sustain because they have established purchasing practices with credit periods of 30, 45, 60 or 90 days which SME’s consistently fail to supply goods and services on time due to cash flow constraints.